Digitalization & innovation
Inflation is the scourge of Europe. If we look at food, energy costs, telecommunications and more, we see that prices are soaring everywhere, not only in Belgium but also in neighbouring countries. But what about the charges that consumers and retailers pay to participate in payment transactions? Are prices getting out of control? Or do Belgian banks offer a proper price-quality ratio? In the interests of transparency, the Belgian banking sector commissioned KPMG to conduct a comparative study of the cost of payments for consumers and retailers in Belgium and seven other countries, including neighbouring countries.
Supervision & policy
In this memorandum (short version), Febelfin makes a number of proposals for concrete and necessary cooperation between the Belgian financial sector and the various levels of government in Belgium.
Supervision & policy
In the run-up to 2024, Febelfin is publishing its recommendations for the Belgian presidency. With this document, the financial sector hopes to make its priorities known, and share its knowledge around specific technical files. Moreover, we submit some suggestions to raise the quality of European legislation.
Financing the economy
Afraid that your financial monthly burden will become too heavy after being laid off or due to other unforeseen events? When you lose your job or are temporarily unemployed, face illness or other unforeseen events, your financial options change. Your mortgage and other loans suddenly weigh much heavier on your budget. The banks are ready to help. Together, in good understanding, you can look for a feasible tailor-made solution to reduce your monthly financial burden. In this brochure you can find more information on what measures can be considered to reduce the financial monthly burden of a mortgage loan.
Fraud & security
Nowadays, there are various types of fraud that are aimed in particular at companies and that can potentially lead to major financial losses (CEO fraud, invoice fraud, phishing, safe deposit box fraude, bank helpdesk fraud, ...) We explain how fraudsters try to mislead you and how you can harm yourself, your employees and protect your company against these types of fraud.
Saving & investing
Do you have investments or wish to start investing? Or are your assets being managed? From 2 August 2022 onwards, you will be asked by your bank, insurer or intermediary agent whether you are interested in sustainable investment and insurance products.
Digitalization & innovation
Online banking use is still on the rise. A fifth of Belgians (22%) say they did digital banking on their computer or through banking apps more often in 2023 than the year before, with the app, in particular, appearing to be overtaking PC use. However, even if physical appointments or cash withdrawals are becoming increasingly rare, the idea of having a bank branch or ATM nearby remains important to a large proportion of Belgians. Find out everything about it in this storytelling brochure.